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Payment by Mobile Phone
(In Scandinavian Countries)



The Norwegian company Cardia.no provides support for payment by mobile phone, a method of payment widespread and popular in Scandinavian countries. In order to pay by using their cell phones, customers state their mobile phone number as well as the requested amount. A little later, they will receive a confirming SMS message. This message will then have to be answered within three minutes in order for the customers to have the requested amount credited to their SiteKiosk account. After the confirmation message has been received, the amount will be credited instantly, and the customer will receive an SMS receipt/confirmation on top of that.

Quick links:

 

System Requirements

    Hardware
      There is no additional hardware required.

    Software

    1. min. Win98/ME/NT/2000/XP
    2. Internet Explorer 6.0 or higher
    3. SiteKiosk PAYMENT BUNDLE

 

Installing the Hardware

    N/a.
 

Configuring the Payment Module

    In General
    After installing SiteKiosk, you can use the SiteKiosk configuration tool to create a configuration file. In the list of payment devices, select the entry "Credit Card: Cardia & Telenor Mobil" and enable it by clicking the button Activate.
    You can tell by a green icon next to the entry for the device whether the device has been activated. You can also activate this device by clicking on "Configure" and checking the option "Activate Mobil Handel" in the section "General".

    Account Settings

    • Merchant ID
      Refers to your merchant ID issued by Cardia.
    • SMS Texts
      SMS stands for Short Message System and refers to short text messages that can be received on any mobile phone. Your customers will receive the texts listed below on their cell phones.
      SMS Transaction Descr.
      Here you can specify the text that your customers will receive after the transaction has been triggered at the terminal. The text may be composed of 40 characters. At the end of the text customers will find attached information about the transaction amount. The customer will have to reply to this SMS message within three minutes by sending an SMS confirmation.
      SMS Receipt Descr.
      After the response message has been received, the confirmed amount will instantly be credited to the surftime account. In addition, the customer will receive another SMS message serving as confirmation/receipt containing this text.
      Registration URL
      Input field for the registration URL.

 

Payment Dialog Box

    The payment dialog box will be displayed to the user automatically whenever a customer presses on mobile trading.

    Minimum amount
    Here you can set the minimum amount that will be deducted from the customers' account when they use mobile payment. What this means is that a customer will not be able to set a smaller amount than the one you specify here.

    Maximum amount
    Here you can set the maximum amount that will be deducted from the customers' account when they use mobile payment. What this means is that a customer will not be able to set a higher amount than the one you specify here.

    Amount step size
    Customers can use the PLUS and MINUS buttons to set the amount to be debited. Here you can define by how much the amount is to be increased or decreased when a customer presses the PLUS or MINUS button.

    Charge an additional fee for paying by Mobil Handel
    There is also an option for you to set up a one-time amount (fee) for mobile payment. This fee will not be credited to the surftime account and is used to transfer the additional costs arising from the mobile payment service to the customer.

 


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